Summary of the information to shareholders in Expansion Crafted by Ruth and Comfort Crafted by Ruth

As of 27 November, we are making some changes to our fund range by merging a number of funds. Expansion Crafted by Ruth will be merged into Intensity Crafted by Ruth, and Comfort Crafted by Ruth will be merged into Balance Crafted by Ruth.

The purpose of these changes is to streamline our fund range and offer our clients a clearer, more straightforward selection.

Unitholders in Intensity Crafted by Ruth or Balance Crafted by Ruth are not affected by the mergers.

For further information, please refer to the notice to unitholders for each fund.

Contact
For questions, please contact Linn Lorenz.
linn.lorenz@ruthassetmanagement.com
+46 (0)73 808 43 94

Portfolio strategies

Fund name	Strategy	Performance 1 day	Year-to-date	NAV price
Comfort Crafted By Ruth A	Multi-Asset	0,30 %	1,72 %	110.07 SEK
Comfort Crafted by Ruth B	Multi-Asset	0,30 %	2,00 %	101.53 SEK
Balance Crafted By Ruth A	Multi-Asset	0,43 %	5,01 %	213.99 SEK
Balance Crafted by Ruth B	Multi-Asset	0,44 %	5,43 %	104.88 SEK
Expansion Crafted By Ruth A	Multi-Asset	0,57 %	7,67 %	165.40 SEK
Expansion Crafted by Ruth B	Multi-Asset	0,57 %	7,65 %	106.98 SEK
Intensity Crafted By Ruth A	Multi-Asset	0,60 %	10,33 %	499.00 SEK
Intensity Crafted by Ruth B	Multi-Asset	0,59 %	10,29 %	108.79 SEK

Fund name

Strategy

Performance 1 day

Year-to-date

NAV price

Comfort Crafted By Ruth A

Multi-Asset

0,30 %

1,72 %

110.07 SEK

Comfort Crafted by Ruth B

Multi-Asset

0,30 %

2,00 %

101.53 SEK

Balance Crafted By Ruth A

Multi-Asset

0,43 %

5,01 %

213.99 SEK

Balance Crafted by Ruth B

Multi-Asset

0,44 %

5,43 %

104.88 SEK

Expansion Crafted By Ruth A

Multi-Asset

0,57 %

7,67 %

165.40 SEK

Expansion Crafted by Ruth B

Multi-Asset

0,57 %

7,65 %

106.98 SEK

Intensity Crafted By Ruth A

Multi-Asset

0,60 %

10,33 %

499.00 SEK

Intensity Crafted by Ruth B

Multi-Asset

0,59 %

10,29 %

108.79 SEK

Single strategies

Fund name	Strategy	Performance 1 day	Year-to-date	NAV price
Ruth Core Global Equities A	Global Equity	0,55 %	9,77 %	165.55 SEK
Ruth Core Global Equities B	Global Equity	0,55 %	9,75 %	108.05 SEK
Ruth Core Nordic Credit A	Nordic Credit	0,06 %	1,46 %	118.74 SEK
Ruth Core Nordic Credit B	Nordic Credit	0,06 %	1,44 %	101.58 SEK
Ruth Core Emerging Markets A	Emerging Markets Equity	−1,30 %	19,46 %	396.05 SEK
Ruth Core Emerging Markets B	Emerging Markets Equity	−1,30 %	19,41 %	116.69 SEK
Ruth Core Nordic Small Cap A	Swedish Small Cap Equity	0,81 %	1,63 %	144.87 SEK
Ruth Core Nordic Small Cap B	Swedish Small Cap Equity	0,81 %	1,61 %	102.35 SEK
Ruth Core Swedish Equities A	Swedish Equity	1,69 %	11,48 %	225.09 SEK
Ruth Core Swedish Equities B	Swedish Equity	1,70 %	13,34 %	114.84 SEK

Fund name

Strategy

Performance 1 day

Year-to-date

NAV price

Ruth Core Global Equities A

Global Equity

0,55 %

9,77 %

165.55 SEK

Ruth Core Global Equities B

Global Equity

0,55 %

9,75 %

108.05 SEK

Ruth Core Nordic Credit A

Nordic Credit

0,06 %

1,46 %

118.74 SEK

Ruth Core Nordic Credit B

Nordic Credit

0,06 %

1,44 %

101.58 SEK

Ruth Core Emerging Markets A

Emerging Markets Equity

−1,30 %

19,46 %

396.05 SEK

Ruth Core Emerging Markets B

Emerging Markets Equity

−1,30 %

19,41 %

116.69 SEK

Ruth Core Nordic Small Cap A

Swedish Small Cap Equity

0,81 %

1,63 %

144.87 SEK

Ruth Core Nordic Small Cap B

Swedish Small Cap Equity

0,81 %

1,61 %

102.35 SEK

Ruth Core Swedish Equities A

Swedish Equity

1,69 %

11,48 %

225.09 SEK

Ruth Core Swedish Equities B

Swedish Equity

1,70 %

13,34 %

114.84 SEK