Comfort Crafted by Ruth is an actively managed multi-asset fund designed for investors seeking a comprehensive solution with a focus on fixed income investments complemented by equities. The fund is managed through a carefully selected combination of internal and external managers, each with expertise in their respective areas.
The majority of the fund’s assets are invested in global fixed income securities and Nordic corporate bonds, while approximately 25% is allocated to equities. The equity exposure includes both large and small companies in global and Nordic markets. The portfolio is further diversified through the inclusion of alternative investments.
The fund promotes environmental and social characteristics. Environmental characteristics are considered by favoring investments in companies with low carbon emissions relative to industry peers, or companies transitioning to lower-carbon business models. Social characteristics are promoted through the exclusion of companies that do not meet international human rights standards and by favoring companies with strong performance in gender equality.
By regularly rebalancing and allocating assets, we ensure that the fund’s risk level remains consistent over time.
* MSCI ACWI Index Total Return 10%, "MSCI ACWI Index Total Return (currency-hedged in SEK) " 10%, SIX Portfolio Return Index 5%, OMRX Bond All Index 75%
Exposure to sustainability risks and opportunities
Shows the fund's exposure to potential risks associated with environmental, social and governance aspects.
Which controversial sectors the fund does not invest in.
The fund applies additional exclusions with thresholds higher than 5%. Read more in our Responsible Investment Policy.
The companies in the fund's average proportion of independent board members.
33 %
Fund
77 %
Comparison
Datasource: MSCI
Shows the fund's exposure to climate-related transition risks and opportunities.
How companies are exposed to physical and transition-related climate risks.
Measures the vulnerability of companies based on, among other things, emissions, the type of activity and its geographical location.
Datasource: MSCI
Measures the carbon intensity of the portfolio based on the ratio of the underlying company's emissions to revenues as a weighted average - WACI.
Fund
13 Tonnes CO2e
M Euro revenueComparison
103 Tonnes CO2e
M Euro revenueDatasource: MSCI
Impact of the investment
Shows the fund's exposure to companies that contribute to solving global challenges and impact on sustainability factors.
Showcases a few of the funds actual or potential negative impact on sustainability, measured through a few criteria for social and personnel questions.
| Fund | Comparison | |
|---|---|---|
|
Company breaches of UNGC norms The share of companies in the fund that have breached at least one of the 10 principles set by FN Global Compact (UNGC) measured as serious breaches. |
0.0% | 0.2% |
|
Company breaches of OECD norms The share of companies in the fund that have breached at least one of the principles set by OECD measured as serious breaches. |
0.0% | 0.2% |
|
Boardmember gender distribution The average share of female board members for the underlying companies in the fund |
15.4% | 33.5% |
Datasource: MSCI
* In the investment process for the funds the fund company assesses selected negative consequences for sustainable development. All factors are not assessed for all funds and are not relevant for all underlying investments in the funds. Read more in the Responsible investment policy of the fund
The Fund's sustainability figures are based on the Fund's equity and fixed income holdings. The Fund's sustainability performance is compared to a portfolio consisting of 60 % MSCI ACWI Index, 20 % SIX Portfolio Return Index, 10 % MSCI Emerging Net Total Return SEK Index and 10 % MSCI World Small Cap Net Total Return SEK Index.
CIO
Swedish equities
SAA/TAA
SAA/TAA
Swedish equities
Nordic fixed income
Emerging markets equities