Balance Crafted by Ruth is an actively managed multi-asset fund designed for investors seeking a comprehensive solution that includes both fixed income and equity investments. The fund is managed through a carefully selected combination of internal and external managers, each with expertise in their respective areas.
Equity exposure accounts for approximately 55% of the fund’s assets and includes both large and small companies across global and Nordic markets. The fund’s fixed income exposure consists of global fixed income securities and Nordic corporate bonds. The portfolio is further diversified through the inclusion of alternative investments.
The fund promotes environmental and social characteristics. Environmental characteristics are considered by favoring investments in companies with low carbon emissions relative to their sector peers, or those transitioning to lower-carbon business models. Social characteristics are promoted by excluding companies that do not meet international human rights standards and by favoring companies with strong performance in gender equality.
By regularly rebalancing and allocating assets, we ensure that the fund’s risk level remains consistent over time.
* MSCI ACWI Index Total Return 22%, "MSCI ACWI Index Total Return (currency-hedged in SEK) " 22%, SIX Portfolio Return Index 10%, Bloomberg Global Aggregate Total Return Index Hedged SEK 35%, Solactive SEK IG Credit 10%
Exposure to sustainability risks and opportunities
Shows the fund's exposure to potential risks associated with environmental, social and governance aspects.
How well the companies in the fund are positioned to manage ESG-related risk
Measures exposure to risk and its management.
Datasource: Sustainability CubeTM score.
Read more
Which controversial sectors the fund does not invest in.
The fund applies additional exclusions with thresholds higher than 5%. Read more in our Responsible Investment Policy.
The companies in the fund's average proportion of independent board members.
65 %
Fund
77 %
Comparison
Datasource: MSCI
Shows the fund's exposure to climate-related transition risks and opportunities.
How well companies are positioned to address the challenges posed by climate change.
Measures, among other things, companies' carbon dioxide emissions, companies' emission reduction targets and progress towards targets.
Datasource: Sustainability CubeTM score.
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How companies are exposed to physical and transition-related climate risks.
Measures the vulnerability of companies based on, among other things, emissions, the type of activity and its geographical location.
Datasource: MSCI
Measures the carbon intensity of the portfolio based on the ratio of the underlying company's emissions to revenues as a weighted average - WACI.
Fund
34 Tonnes CO2e
M Euro revenueComparison
103 Tonnes CO2e
M Euro revenueDatasource: MSCI
Impact of the investment
Shows the fund's exposure to companies that contribute to solving global challenges and impact on sustainability factors.
How well the companies in the fund contribute to the UN Sustainable Development Goals.
Measures how well the companies' activities, revenues, products and services contribute to individual objectives.
Datasource: Sustainability CubeTM score.
Read more
Showcases a few of the funds actual or potential negative impact on sustainability, measured through a few criteria for social and personnel questions.
| Fund | Comparison | |
|---|---|---|
|
Company breaches of UNGC norms The share of companies in the fund that have breached at least one of the 10 principles set by FN Global Compact (UNGC) measured as serious breaches. |
0.0% | 0.2% |
|
Company breaches of OECD norms The share of companies in the fund that have breached at least one of the principles set by OECD measured as serious breaches. |
0.0% | 0.2% |
|
Boardmember gender distribution The average share of female board members for the underlying companies in the fund |
30.2% | 33.8% |
Datasource: MSCI
* In the investment process for the funds the fund company assesses selected negative consequences for sustainable development. All factors are not assessed for all funds and are not relevant for all underlying investments in the funds. Read more in the Policy for Due Diligence of the fund
The fund was launched on July 1, 2024, and is in effect a continuation of the two merging funds Balance Crafted by Ruth (SE0002278754) and Balance Crafted by Ruth 2 (SE0004241958). The receiving fund and the merging funds had similar investment objectives and policies, and they were managed by the same investment team. Since the merger did not impact the fund's performance, the historical data prior to July 1, 2024 is reported for the merging fund with the highest Asset under Management (AuM), Balance Crafted by Ruth (SE0002278754).
CIO
SAA/TAA
SAA/TAA
Global equities
Swedish equities
Swedish equities
Nordic credit
Emerging markets equities
Emerging markets equities